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Texas Instruments BA35 Calculator
Binding: Electronics
Brand: Texas Instruments
EAN: 0033317176960
Item Dimensions: 100600100300
Label: Texas Instruments
Manufacturer: Texas Instruments
Model: BA-35 SOLAR
MPN: BA-35 SOLAR
Publisher: Texas Instruments
Studio: Texas Instruments
Features:- Preprogrammed financial and accounting functions
- Interest conversions from annual percentage rate to effective rate
- Solar powered--no batteries needed
- Protective slide case
- 1-year warranty
Accessories:
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Editorial Review:
MODEL- BA5SLR DESC.-TEXAS INSTRUMENTS Business Calculator FEATURES- * An affordable calculator for time-value-of-money calculations * Pre-programmed financial and accounting functions including time-value-of-money and compound interest calculations * Capable of recalling time-value-of-money as well as annuity due calculations * Amortization balance and payment-to-interest calculations * Annual Percentage Rate (APR) to Effective Rate (EFF) interest conversions * One-variable statistics with frequencies. Calculates mean sample standard deviation and population standard deviation * Cost-sell-margin and mark-up calculations * Protective slide case with Quick Reference Card enclosed * ANYLITE solar power * Displays 10 digits * Backspace Key * 1 Memory * Store Sum RCL * 0.8 x .03 x 6.0 in * Weighs 0.3 lbs.
The BA-35 from Texas Instruments is an entry-level financial calculator with features that small-business users will likely find useful, but it may not have the power students need to easily solve complex classroom problems. The calculator is powered by a solar cell--there is no battery backup--and comes with a hard plastic cover that can fit on the back of the calculator when it is being used.
The BA-35 is extremely thin, and although the button layout looks cluttered at first glance we rarely mis-keyed entries. The buttons are also sensitive enough that little force is required to get them to register input, yet not so mushy that simply brushing them causes mistakes. Unlike many of the calculators in this price range we've tested, the BA-35 actually comes with some useful documentation. A quick reference card with examples of important calculations like converting annual percentage rates to annual effective rates and entering statistical values is placed inside the calculator cover so you can always keep it handy. A small but surprisingly thorough pamphlet lays out the rest of the calculator's features, covering topics like compound interest and annuity calculations, and providing many illustrated examples for common procedures like computing mortgage payments or determining loan eligibility.
It is possible to enable the calculator to display any number of fixed decimal places, and a percentage key can be used to easily add tax, subtract a discount, or determine a percentage ratio. There's also a Percentage Change key to easily find the percentage difference between two values, and Dedicated Cost, Selling Price, and Markup keys for quickly calculating profit margins. The BA-35 may not have the advanced statistical modes and other complicated features of a more expensive financial calculator, but its combination of portability, price, and practical functionality should appeal to small business users who don't need all the nice extras they used to solve hypothetical problems in business school. --T. Byrl Baker Pros:
- Good documentation with several helpful examples
- Relatively small and inexpensive
Cons:
- Entry-level, so it doesn't have the extra muscle professionals likely need
With its preprogrammed financial and accounting functions, the Texas Instruments BA35 calculator is designed for business professionals and students. It features cash flow analysis and time-value-of-money and compound-interest calculations. It can also recall time-value-of-money values as well as annuity operations. It converts annual percentage rate (APR) to effective rate (EFF) interest and does amortization balance, payment-to-interest, cost-sell-margin, and markup calculations. Because the BA35 runs on solar power, you'll never have to worry about replacing the batteries. It comes with a protective slide case, guidebook, and a one-year limited warranty.
Customer Reviews
Average Rating: 
Rating:  - Great for money, great longevity
I bought this calculator for my first finance class 12 years ago. While it does have some limitations such as not being able to work with uneven cash flows, it is still the finance calculator I grab when I want to figure something out in a hurry (I also own an HP 19BII and TI BAII Plus). The BAII Plus does do much more for only a few more dollars, but it is not as quick for simple finance calculations. Further, the BA 35 is still in perfect shape after much use, while the BAII Plus' display has ... Read More
Rating:  - Underrated but Outdated
The Texas Instraments BA-35 is a calculator who's time has passed. It does allow the practiced user to ammoritize loans or value annuities with amazing speed, but today there are better options out there.
Deficiencies: 1. Lack of algebraic logic, it just does the calculations in the order you enter them. 2. inconvenient memory- it takes several keystrokes to store or retreive from the memory (but you can use the 5 financial registers as memories). 3. wears out too easily- I have had the displays ... Read More
Rating:  - Virtually everyone should own a business calculator.
Everyone who borrows money to finance a car or a house should own a business calculator. It can quickly compute in advance how much your monthly payments will be once you insert the amount borrowed, the yearly interest rate, and the number of payments. Or,if you prefer, you can insert the amount of the monthly payment you can afford and calculate the amount you can afford to borrow or the number of payments over which you will need to spread out the loan. You will also be able to protect yourself against ... Read More
Rating:  - Underpowered and overpriced
Anyone who purchases a BA-35, uses it and then tries out the TI BA II Plus for about 12 bucks more is going to suffer a bad case of buyer's remorse. The 35 is woefully underpowered in financial calculation capability compared to the next higher level of financial calculators. The reason I have one is that is is one of the required calculators for the actuarial exams (for reasons I have yet to figure out).
My overall recommendation is -- if you want a financial calculator that has actual capability, ... Read More
Rating: - A good, basic business calculator
I have a TI BA-35 that I purchased about 15 years ago and it still works. It has just the basic statistics functions (found on almost all scientific calculators) and compund interest/ time-of-money calculations, but that's all a small business generally needs.
It came with a great book, teaching elementary foundations of statistics and finance. I do not know if the present version comes with this book, but I would hope so. I never had a statisitics course in college, but with this aid can do some ... Read More
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